Golden Insurance, Inc is here to helps our clients who own their businesses such as:
 

1. Nails-Hair-Skin Care Salons

2. Barber/Beauty Shops

3. Tattoo & Body Piercing

4. Restaurants

5. Apartments/Condo minimums

6. Convenience Stores

7. Gas Stations

8. Shopping Malls

9. Valet Parking

10. And MANY, MANY, MANY MORE!
     

To protect their financial assets, intellectual and physical property from a covered loss due to risks such as lawsuits, property damage, theft, vandalism, loss of income and employee injuries and illnesses.

 

As an Independent Agency in Gretna, LA, we are representing many Five “A Rated” Contracted Companies.

 

Standard coverages include Commercial Liability, Commercial Property.

 

Types of Business Insurance Policies

 

Liability Policies
Liability policies help protect your business from the costs related to claims against your company of bodily injury and property damage. In the event that a lawsuit is filed against your business, you may incur large legal fees – even if you haven’t done anything wrong. Without adequate liability insurance, you may have to pay the legal fees, settlement or judgment out-of-pocket. Most businesses need some form of liability insurance. The most common liability policies businesses get are general liability, professional liability and commercial umbrella insurance.

 

Property Policies
Without adequate insurance, it could be difficult for a business to recover from significant property damage. Commercial property insurance helps businesses pay to repair or replace damaged property resulting from a fire, storm or other covered event. According to the Insurance Information Institute (I.I.I.), 40% of small businesses never reopen after a natural disaster. Without the right business property insurance, you might have to pay for these damages out-of-pocket. Commercial business property insurance policies can help cover:
 

• Damage to the physical location of your business.

• Damaged tools, assets and documents.

• Damage caused by vandals.

There are even options you can add to your policy to help cover lost income. This can
help you keep paying your fixed costs if your business cannot operate because of
property damage.

 

Call or visit our office in Gretna, LA today to get a quote on your business insurance.