Hurricane Katrina caused the largest flood related disaster in the history of the United States. As a result, insurance policy holders were more confused than ever about the coverage their policies provided. Lawsuits have been filed and people are up in arms because flood is not a part of typical homeowners' policies. Subsequently, state departments of insurance have begun to require flood insurance training in an unprecedented manner.

 

This course fulfills that requirement in many states. It outlines the basics of flood insurance policies, what they cover and why they are needed.

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Flood, as used in a flood insurance policy, means:

• A general and temporary condition of partial or complete inundation of tow or more acres of normally dry land area or of two or more properties (one of which is your property) from:

  • Overflow of inland or tidal waters

  • Unusual and rapid accumulation or runoff of surface waters from any source

  • Mudflow

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Call or visit our office in Gretna, LA today for more on what you need for your Flood Insurance Quote.